Working Capital Apply Now

Invest in the future of your small business with a low‑cost SBA loan

LOAN AMOUNT: $30,000 - $350,000

INTEREST RATES: 7.50 – 8.50%

REPAYMENT TERM: 10 years

* SBA loans from 7BC marketplace banks have a variable rate of Prime Rate plus 2.75% to 3.75%.

Why work with 7BC?

It’s tough to beat the low cost rates and long repayment terms of a working capital SBA loan. However, the traditional process of applying directly at a bank can be quite cumbersome and often results in a 'no’. 7BC changes that. We make it easy for you to apply for a working capital SBA loan online and our marketplace helps get you to a 'yes' because 7BC matches your business with the bank most likely to fund your loan.

You can use the funds in a variety of ways

Loan Amount
$30,000 - $350,000

Variable Interest rate
7.50%±

Monthly repayments

Approval period
3-4 weeks

FICO score 650+

How It Works

Step 1

Pre-qualify Without Impacting Your Credit

Pre-qualify in as little as 5 minutes without impacting your credit score. Simply provide basic information online and we’ll automatically tell you if you pre-qualify for an SBA loan from $30,000 to $350,000. If you don’t pre-qualify, you may be offered the opportunity to opt in for our bank partners’ Bank Term loan through our marketplace banks without re-submitting any information.

Step 2

Provide Financial Information

Tell us how you plan to use your funds and provide financial information about your business and its owners. Your 7BC Relationship Manager is here to assist you at any point in the process.

Step 3

Get Funded

Upload requested documents to complete your application. We’ll review your financials to confirm your business has the cash flow to afford the monthly loan payments. Funds can then be in your bank account in as fast as 7 days after your application is complete.

Qualifications
2+ years in business
Business owners must be U.S. citizens or legal permanent residents
Business owners must have personal credit scores above 650
Cash flow to support loan payments

Get a loan