7BC is committed to fast processing from acceptance to approval up to $500,000.

Program SBA Loan Term Loan Merchant Term Loan Line of Credit
Introduce High Interest Refinancing Working Capital 2-5 Year Repayment Terms Weekly/Daily Repayment Loans Business and Personal Credit Line
 Loan Limit Up to $350,000 Up to $200,000 Up to $500,000 Up to $100,000
Business Term  More than 2 years+ More than 2 years+ More than 6 months+ More than 1 year+
 Personal Credit Score FICO Score 650+ FICO Score 680+ FICO Score 500+ FICO Score 680+
Approval Period  3-4 Weeks 5-7 Days 2-3 Days 3-5 Days

Apply in three easy steps Fast & Easy Application Process.

Step 1

You can fill out an application online in 7-10 minutes

Step 2

Submit the documents required for your business loan to your worker by email.

Step 3

Once all the documents have been received, we will fund your business within 48-72 hours. (but SBA loans will take 3-4 weeks).

Small business loan calculator

You deserve to know the true cost of your business loan. With rates as low as 7.50%, see how affordable your repayments could be using our simple business loan calculator.

*Average loan example.

SBA Loan *Variable Rate
Loan Amount Interest Rate Months Monthly Payment Total Repayment Total Interest
$350,000 7.50% 120 (10 years) $4,154.66 $498,547.20 $148,547.61
Term Loan *Fixed Rate
Loan Amount Interest Rate Months Monthly Payment Total Repayment Total Interest
$200,000 6.99% to 26.99% 60 (5years) $3,913.22 $234,793.20 $34,793.89
Merchant Term Loan *Fixed Rate
Loan Amount Interest Rate Weekly or Daily Payment Total Repayment Total Interest
$100,000 20%-25% 52 or 260 $2,307.69(Weekly)
$461,54(Daily)
$120,000 $20,000
Line of Credit *Fixed Rate
Loan Amount Interest Rate Months Monthly Payment Total Repayment Total Interest
$100,000 10.99%(APR) 120 (10 years) $2,425.83 $126,143.16 $26,143.30

Can be used again within credit limits. You can also extend up to 24 months, depending on your repayment and personal credit.

This calculation is based on rates offered to some of our most creditworthy borrowers. To see what rate and monthly repayment your business is qualified for, apply today.

Grow your business at an affordable rate Forget expensive credit cards, inflexible lines of credit, and lenders with daily repayment schedules and outrageous fees. There’s a better way with 7 Business Capital.

We’re transparent about our rates and fees, because we believe you have a right to know the true cost of your loan. See if 7 Business Capital is the right financing option for your business.